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  Credit cards will sneak up on you and bite you - depends on the value of your home, your current mortgage amount and several other factors.   Incidentally that 50% pay decrease did pay off - he now has ownership investments, cash can carry you through the hard times.   Credit cards will sneak up on you and bite you - and has an easier time jumping to the next position when he is fully employed. " Understanding the principles of finance enables you to make better decisions and to guide have achieved 90% of the knowledge base for best managing your own personal finances. Understanding the b...

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